You’ve Made It Up The Mountain; Now You Need Retirement And Income Planning To Get You Down. “As you move from the accumulation segment of your financial life into the distribution phase, can you truly afford to take on more risk?”- Diane Marra As I lamented in my book, Retirement Planning Made Easy, the concept of

An estate plan is a collection of legal documents that are prepared in advance of your incapacitation or death. These documents allow you to leave clear and concise instructions about your intentions when you are unable to do so. Once complete, it ensures that your assets as well as your healthcare are managed according to

There are six clear risks that are associated with your retirement income. If you are going to correctly and adequately plan your retirement, then you need to take these risk factors into account as early as possible. These are the risks that can lead to the erosion of your retirement capital, which in turn will impact

The New Retirement Landscape The “boom” in baby boomer retirement is on the rise. This mass stampede towards retirement runs alongside a notoriously unstable time in America. The world we live in has become complicated and challenging to navigate. The retirement environment today includes low interest rates, volatile stock markets around the world, unprecedented longevity,

There are few of us in this country that haven’t heard about the importance of saving for our retirement. With company-sponsored retirement and pension plans going the way of the dinosaur and lifespans extending farther for us than any other previous generation, even those in their 20’s have come to understand that if they want

“Look for the silver lining in any cloud,” they say. “Stay positive,” they advise. “It will all work itself out in the end,” they claim. Though we’re all for optimistic thinking, we wouldn’t be helping our clients much if we kept our heads in those silver-lined clouds, believing in the face of evidence to the

Taxable, Partially Taxable and Tax-Free Retirement Income Is retirement income taxable? It depends on where your retirement income will come from, and how much of it you will have. Below is a list of common sources of retirement income broken down into taxable retirement income, partially taxable retirement income, and tax-free retirement income. Use this list

**IRS Clarifies New Once-Per-Year Rollover Rule for 2015** A rollover is a tax-free distribution from one retirement plan which is then contributed to another retirement plan. The contribution to the second plan is called a rollover contribution. When a taxpayer receives a check made out to them personally from the first retirement plan, this “distribution”

Are You Having Trouble Planning For Retirement? The Problem Could Be All In Your Mind “Making financial decisions you won’t regret later can prove challenging no matter how rationally you approach them.”- Diane Marra If you feel overwhelmed and frustrated when you make wrong decisions with your money, you aren’t alone. One of the newer branches

You’ve Made It Up The Mountain; Now You Need Retirement And Income Planning To Get You Down. Many individuals find themselves awash in cash for various reasons, including fear of market volatility and insecurity surrounding the pandemic. Diane Marra If you’re like many Americans, pandemic lockdowns saw you decrease your spending and increase your savings. Now,

You’ve heard the expression “cash is king”? Well, even more to the point, cash flow is king. You can have one or two or three million dollars saved, but if you don’t have a good, well-calculated, solid and proven system in place to disburse that money, usually one of two things happen: 1. You spend money at

August 29, 2021 Posted by: Marra-Admin Category: Finance No Comments You’ve made it UP the mountain; now you need retirement and income planning to get you down.   “As you move from the accumulation segment of your financial life into the distribution phase, can you truly afford to take on more risk?”- Diane Marra  

August 29, 2021 Posted by: Marra-Admin Category: Finance No Comments Basic Estate Planning Strategies An estate plan is a collection of legal documents that are prepared in advance of your incapacitation or death. These documents allow you to leave clear and concise instructions about your intentions when you are unable to do so. Once complete,